Business Opinion

Louise Casey's social care commission confronts funding dilemmas in England

Interior of Millvina House care home in Liverpool showing residents in a day room setting
Louise Casey, leading the commission on social care in England, has warned that 'everything is on the table' when it comes to reforming the system, including how older people's wealth should contribute to funding rather than burdening younger workers.

Louise Casey, heading the commission on social care in England, has said that every option is being considered for reforming the sector, including whether older people’s assets should help fund care rather than placing the burden on younger taxpayers.

During a recent visit to Millvina House, a care home in Anfield, Liverpool, Casey witnessed firsthand the challenges facing the system. Residents with advanced dementia filled the day room, some staring blankly while others slept with their mouths open.

At one point, an agitated resident began shouting and lunging, requiring intervention from a young care worker. Casey described the incident as representative of the difficulties inherent in caring for people with dementia, noting that it is a condition affecting millions and often leading to aggressive behaviour.

Casey expressed deep concern over the standard of care she has encountered during her visits across the country. She recounted seeing an elderly man with diabetes and mobility issues who could not open a bottle of water, as well as a woman with early-stage dementia suffering from an untreated, infected stoma bag.

Despite these challenges, Casey praised the dedication of care workers, many of whom are young women earning just £6.50 per half-hour visit. She noted that their pay falls significantly short of what healthcare assistants in the NHS receive, yet they continue to provide compassionate care under difficult circumstances.

The situation at Millvina House reflects broader systemic issues. Previously privately operated, the facility was placed in special measures following inspections by the Care Quality Commission (CQC), which identified serious deficiencies including inadequate staffing, medication shortages, and unsafe practices. Liverpool City Council assumed control of the home in September 2025 after concerns about its viability threatened the loss of 60 beds.

Similarly, Brushwood, another council-run facility, faced criticism from the CQC for poor hygiene, disrespectful treatment of residents, and multiple safeguarding failures involving agency staff unfamiliar with residents’ needs.

Casey has advocated for increased public oversight of care provision, arguing that privately owned facilities should not profit from public funding. However, she acknowledges that many services struggle financially unless wealthier residents supplement state funding through private payments.

The transition to council ownership has increased operating costs at Millvina House, according to local officials, due to improved wages and conditions for staff. This shift highlights the long-term financial implications of past privatization policies, which initially aimed to reduce public expenditure but ultimately led to higher state spending on residential care.

Looking ahead, Casey’s upcoming report on social care financing is expected to examine where wealth is concentrated within society. With older generations holding disproportionate amounts of property and savings, the report may propose reforms that require them to contribute more directly to their care costs.

Political debates surrounding inheritance tax and intergenerational equity are likely to intensify as Casey’s findings emerge. Critics argue that requiring individuals to sell family homes to pay for care undermines traditional inheritance rights, while others contend that younger generations should not bear the sole tax burden for supporting an aging population.

Casey acknowledged the complexity of balancing competing interests, stating that difficult decisions must be made to ensure sustainable and equitable care provision. Her commitment to pursuing reforms regardless of political backlash underscores the urgency of addressing longstanding issues in England’s social care system.

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